Guiding Polices

Appointment of Statutory Auditor Policy

Credit Policy

Demand & Call Loan Policy

Fair Practice Code Policy

Grievance Redressal Policy

Interest Rate Policy

Investment policy

KYC Policy

Policy on Loan to Directors, Senior Officers and Relatives of Director

Policy on Penal Charges

Resource Planning Policy

Risk Management Policy

Code of Conduct to prevent Insider Trading

Policy on Determination of Materiality of Events

Nomination and Remuneration Committee Policy

Terms and Conditions of appointment of Independent Director

Policy for Determining Material Subsidiary

Familiarization Programme for Independent Directors

Preservation of Document cum Archival Policy

Whistle Blower Policy

Policy for Transactions with Related Parties

Code Of Conduct

Code for Fair Disclosure of UPSI

Corporate Social Responsibility Policy

Sreedevi Pillai
Non-Executive and Independent Director

Senior Banker with 36+ years of experience at State Bank of India, retiring as Chief General Manager – Risk Management. Extensive experience across Branch, Retail, and Commercial Banking with specialization in Risk Management, Risk Modelling, Fraud Management, and Climate Risk & Resilience. Certified Financial Risk Manager (FRM) and Sustainability & Climate Risk (SCR) professional from GARP.

Ashok Anant Paranjpe
Chairman and Independent Director

Senior Advocate & Solicitor with 35+ years of experience in Banking & Finance, Real Estate, and Dispute Resolution. Former Partner at Wadia Ghandy & Company and ex-Managing Partner of MDP & Partners. Registered Independent Director with IICA and currently a Non-Executive Independent Director at LIC Mutual Fund Trustee Pvt. Ltd. and SICOM Limited. Presently Managing Partner of MDP Associates.