Purchase Invoice Discounting (PID)

Enabling Businesses to Access Working Capital Term Loan Against Purchase Invoices

At TIGL, we understand that uninterrupted procurement is critical to smooth business operations. Delays in supplier payments can disrupt production schedules, strain vendor relationships, and put pressure on working capital.

Our Purchase Invoice Discounting (PID) solution is designed to bridge this gap by enabling businesses to unlock liquidity against their approved purchase invoices, ensuring timely procurement and seamless supply chain continuity.

What is Purchase Invoice Discounting?

Purchase Invoice Discounting allows businesses to access short-term working capital term loans against purchase invoices raised for procurement of raw materials, goods, or inventory. Instead of waiting for cash inflows, businesses can fund their purchases instantly—keeping operations running smoothly.

With PID, companies can:

  • Procure materials on time
  • Maintain optimal inventory levels
  • Avoid production delays
  • Manage cash flows more efficiently

How TIGL’s PID Solution Works

TIGL offers a simple, fast, and seamless PID process designed around your business cycle:

  1. Submission of Purchase Invoice
    Share your approved purchase invoice raised for procurement.
  2. Quick Credit Assessment
    Our team evaluates the invoice and underlying transaction.
  3. Faster Fund Disbursement
    Funds are made available quickly, enabling immediate payment to vendors or suppliers.

Flexible Repayment Tenure
Repayment is aligned with your business cycle, ensuring ease of cash flow management.

Key Features of our Purchase Invoice Discounting

Easy Access – Working Capital Term Loan

Seamless Procurement Support

Improved Vendor
Payment Timelines

Flexible Repayment
Tenures

Strengthened Supply
Chain Continuity

Optimised Cash Flow & Inventory Management

Benefits of Purchase Invoice Discounting

For Enterprises

  • Ensures uninterrupted procurement at scale
  • Reduces dependency on high-cost borrowing
  • Improves operational efficiency and production continuity
  • Strengthens vendor and supplier relationships

For MSMEs

  • Access to affordable working capital term loan without collateral
  • Improved cash flow predictability
  • Ability to take larger orders and expand operations
  • Faster turnaround times and improved credibility with suppliers

For Anchors

  • Better supply chain stability
  • Improved vendor liquidity
  • Reduced risk of procurement delays
Timely funding solutions play a crucial role in helping businesses grow and expand by providing access to the necessary financial resources precisely when they are needed. TIGL makes it possible with a tech-driven approach.

To Know More

All this with minimal documentation. To know more about the benefits of our lending solutions for your Enterprise, kindly fill out the form:

Please share the following details:

    Our relationship manager will connect with you shortly to understand your needs and offer a customized solution.